We looked through your skills and became sure that you correspond to our requirements. The position of the money agent will require from you a half-day activity.
Your work will consist in transferring money among our clients.

Job scheme will comprise the following:
1. You receive a cheque by mail.
2. Than you cash check
3. You transfer the money to our clients

Your earning will be 8 % of the amount of each check.
Additionally we are going to effect you $ 1500as your salary at the end of each month.
Required skills to start this job:
- Internet and e-mail skills; Experience in online work;
- Prior customer service experience is a good benefit;
- Honesty, responsibility and promptness in operations;
- Good communications skills

General requirements:
- Internet and e-mail skills; Experience in online work;
- Prior customer service experience is a good benefit;
- Honesty, responsibility and promptness in operations;
- Good communications skills
- Effective interaction with customers;
- Ability to create good administrative reporting;

- Willingness to take the responsibility to set up and achieve goals;
- Prior customer service experience is a good benefit;

This job will allow you to:
- Internet and e-mail skills; Experience in online work;
- Prior customer service experience is a good benefit;
- Honesty, responsibility and promptness in operations;
- Good communications skills
- Effective interaction with customers;
- Ability to create good administrative reporting;

- Willingness to take the responsibility to set up and achieve goals;
- Prior customer service experience is a good benefit;
- Efficiently work at home;
- Get additional free time;

In addition we will be able to offer you USD $ 2‚500 as a monthly payment after completion of the trial period. In case you are interested in the position, please answer this message.
We will contact you within *2 working days.

IF YOU ARE WILLING TO WORK WITH US PLEASE CONFIRM YOUR PERSONAL DETAILS

Should i believe this?

Estimated defined benefit income @ retirement?
estimated defined benifit income @ retirement?
Estimated interest & dividend income?
Cash flow from real estate @ retirement?
total guaranteed annual income?
Shortfall Retire Inc. = Desired – Guaranteed?
Ilifetime earnings (SS benefits)?
Total assets?
Net worth (total assets – total debt)?
Home’s market value?
Home Mortgages?
Home’s equity (market value – mortgages)?
net-worth – home equity?
Total Federal & State income taxes paid last year?
Credit card interest paid?
Annual disability income coverage?
Life insurance death benefit: Him?
Life insurance death benefit: Her?
Ratio Analysis Worksheets
Information Needed
Total Guaranteed Annual Income
Your Name:
Dollar Amounts
Amount saved last 12 mo. (see Savings Stmt.)
Real Income (from Real Income statement)
Life time earnings (SS benefits statement)
Total debt (includes all mortgages)

data is below:

Jack is a 43-year old corporate employee who earned $80,000 last year. His W-2 form shows that he paid $7,000 in Federal taxes, $2,500 in State taxes, and $1,160 in Medicare taxes. His W-2 form also shows that he made contributions to an employer sponsored retirement account in the amount of $12,000.

Jill is a 41-year old self-employed psychologist who earned $73,000 last year. During last year she incurred the following business expenses: $3,000 for advertising, $7,000 for the rent of her office, $5,000 for utilities, and $2,000 for travel expenses. In addition, she used one of her vehicles for business only and during the past year she drove the vehicle for 9,000 miles.

Jack and Jill have 3 children: an 18 year old son, a 10 year old daughter, and another 5 year old son. Last year they paid $7,000 in child care expenses for their 5 year old son and $10,000 in college tuition for their 18 year old son.

Jack and Jill own a house that has a market value of $650,000 for which they took a $400,000, 30-year mortgage at 6% interest. They have 25 years left on their mortgage. Last year they paid $5,250 in property taxes. They also own a duplex that has a market value of $450,000 for which they took a $350,000 30-year mortgage at 5.5%. They have 28 years left on their duplex mortgage. They have rented out the duplex and last year they earned $26,000 in rental income. During the past year they incurred the following expenses for their rental property: $300 for advertising, $750 for insurance, $5,000 for repairs, $4,500 for property taxes, and $6,000 for utilities. They also incurred a major expense when they had to replace the roof of their rental property, an expenditure that cost them $10,000.

In addition, last year Jack and Jill sold some stocks for which they earned a capital gain of $5,000. Their current portfolio includes 100 shares in each of the following stocks: IBM, Apple, and Ford. The couple’s liquid assets consist of $20,000 currently held in money market

Project 6: Income Taxes (cont.)

accounts for which they earned $1,000 in interest income last year. They also incurred $6,000 in Investment Advisor Fees. Jill is planning to make a $4,000 contribution to her IRA account before April 15. Her IRA has a current value of $30,000 and is held in a money market fund.

Jack has a 401K plan with a value of $100,000 that is invested in the Fidelity Contra Fund and the Fidelity Magellan Fund.

If you need to estimate how much Social Security tax was withheld from Jack’s salary. Go to http://www.ssa.gov to find an estimate.

Keep a copy of the case study as you will need it to complete future projects.

Print a copy of Jack and Jill’s tax return and bring it to class on the due date.

Jack and Jill’s Retirement Goals:

1.Retire when Jack turns 65 years old.
2.Retire with an income of $130,000.
3.Maintain the purchasing power of their income thru retirement.
4.Leave a legacy to their children equal to the value of their home.

did have one offer back in june from a clown who pulled the country records and figured out how much i owed on the mortgage and made a goofy offer of my mortgage balance. ( which is less than half of market value )

be prepared to ride it out a least a year more. Buyers are only seeking desperation and despair of sellers.
References :

My friend in Texas put her house on the market Nov. 1 (also with a realtor) and has only had 3 or 4 showings total – it’s a slow time of the year right now…

but keep the faith – eventually you’ll find the right buyer and it will all come together. My advice is make the house neutral, get rid of the clutter, price it right – make it BETTER in some way than the competition (include your fridge or give a carpet allowance or something to stand out) and it will happen.

Good luck!
References :
Recently sold my house